Blockchain-based banking and funding platform for facilitating secure and transparent banking and fund tracking transactions in financial landscape, has decentralized ledger that records financial transactions securely and immutably across distributed network of nodes
	CHAVAN S S V; JADHAV P S
	2025-04-04
专利权人	CHAVAN S S V (CHAV-Individual) ; JADHAV P S (JADH-Individual)
申请日期	2025-04-04
专利号	IN202521033494-A
成果简介	NOVELTY - The platform has a decentralized ledger that records financial transactions securely and immutably across a distributed network of nodes. A smart contract mechanism is configured to automatically execute predefined financial processes, where the predefined financial processes include fund transfers, loan approvals, and payment settlements, upon meeting specified conditions. A multi-factor authentication system ensures secure user access through multiple verification layers, where the secure user access is passwords, biometrics, and one-time pass codes. A transaction validation process employs consensus mechanisms to ensure authenticity and prevent unauthorized alterations, where the consensus mechanisms are PoW, PoS, or Byzantine Fault Tolerance (BFT). USE - Blockchain-based banking and funding platform for facilitating secure and transparent banking and fund tracking transactions in a financial landscape using peer-to-peer lending, automated investment strategies, yield farming, central bank digital currencies (CBDCs) and digital assets. ADVANTAGE - The modular and scalable design ensures adaptability to evolve financial needs, makes the platform a robust solution for institutions seeking enhanced security, reduces costs, and improves operational efficiency. The blockchain-based banking and funding platform offers a transformative approach to financial transactions by ensuring security, transparency, and efficiency by leveraging these technologies. The platform establishes a trustworthy environment TO immutably record and automatically execute transactions upon meeting predefined conditions, thus reducing processing times and enhancing user confidence. The platform adopts modular design for simple scalability, thus accommodating increased transaction volumes as user adoption grows. DESCRIPTION OF DRAWING(S) - The drawing shows a flow diagram illustrating an operation for a blockchain-based banking and funding platform.
IPC 分类号	G06F-021/64 ; G06Q-020/38 ; H04L-009/00 ; H04L-009/32 ; H04L-009/40
国家	印度
专业领域	信息技术
语种	英语
成果类型	专利
文献类型	科技成果
条目标识符	http://119.78.100.226:8889/handle/3KE4DYBR/13208
专题	中国科学院新疆生态与地理研究所
作者单位	1.CHAVAN S S V (CHAV-Individual) 2.JADHAV P S (JADH-Individual)
推荐引用方式 GB/T 7714	CHAVAN S S V,JADHAV P S. Blockchain-based banking and funding platform for facilitating secure and transparent banking and fund tracking transactions in financial landscape, has decentralized ledger that records financial transactions securely and immutably across distributed network of nodes. IN202521033494-A[P]. 2025.

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